What happens when a car insurance company commits fraud? Please help!!?

I was told by my car insurance that my car was totaled, and would only be good for parts. It was in a MINOR flood, and I called to have it evaluated. They said water was in the motor, fuse boxes, everything was ruined supposedly. I knew they were lying, because I had my fiance check it all out, and there wasn't a drop in it except for the carpeting. I told them so, and said I wanted the car back to fix it myself, but the adjustor said they already paid my bank for the damage (not even the full amount, they came up with about 45% of the payoff amount, but it was worth what I owed on it). They said if I wanted it back, I would have to give them $2,700 for the car. I said to hell with it, and had to come up with 2,600 to pay off the remaining part of the loan, and then go buy another car. Last year, I seen my car in the next town over. Same vin number, same paint chipped bumper, same fist mark behind the passenger door. I was mad, but blew it off. Then, I seen it on a buy sell trade site and decided to inquire about the details. The guy bought it for $800 and didn't have to fix anything on it except for what I needed to fix before the flood (window regulator, wheel baring, and new tires). He told me he thought I had committed insurance fraud to get a pay out from them. So, I called my old insurance company, and the lady took all my information down and gave me the adjustor's number, the adjustor's supervisor's number, and the fraud department's number. I called the adjustor, left a message, and then filed a claim with the fraud department. They said to expect a call from them next week. What exactly happens in a case like this?? I don't expect a hefty payout or anything, but still, I've never known anyone who had this happen to them, but I do know people who committed insurance fraud. They get into huge trouble and pay out fines, but what if its the INSURANCE that commits fraud? Thanks!!

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How much will my insurance go up if I am at 100% fault ?

I was in a car accident that was found to be 100% my fault. Accident itself was not too bad -- other car's front bumper( one side) dent.. so how much should I expect my insurance to increase ?

Car insurance rates question plz help 10 pts?

I pay $187 a mth for car insurance & that's full coverage with $500 deduct. The reason I was told I'm paying that much was bc of a big wreck I had back in Aug 2010 and since it's coming up on 3 yrs and my premium expires in Aug I'm expecting my rates to go down a little. My insurance company jus told me that that's not why I'm paying that much it's bc of 2 speeding tickets I got back in 2010 Feb & April bt when my premium expires in Aug my rates will go down. My question is can you guys give me a estimate on how much you think I'll be paying in Aug when my rates go down??! I live in S.C. Btw Thanks so much in advance

Quick question about car insurance?

I would like to buy a car but the comprehensive insurance is going to be too expensive as I am a P-plater and inexperienced driver. The car is also too dear to place under 3rd party insurance only. I would like to put it under my parents insurance, but to put the car under my parents insurance, does that mean I will have to put the car under my fathers name when I actually buy and register the car at the RTA? Does my father also have to list me as frequent driver of the vehicle?

Can you register and buy a (cheap) car with no license or insurance?

I want to know if i can register a very cheap car thats around 2,000 tops at a used car lot and buy it with no problems.What problems will i face isnt it easyier to get a cheap car like this then at a actual new dealer i have no license or insurance do i pick a dealer with in house financing the only thing they will most likely ask for is it to get registered can i do that im paying half down.?im 21 im getting my license in 2 weeks (and no i cant wait)

Is there a site cheaper then http://www.cheap-car-insurance... to find cheap car insurance?

I need to get health insurance. What is the best affordable insurance.?

I travel within the united states so i need to be covered where ever i go. I can only afford 60.00 a month.

What is the average price (without insurance) for a root canal?

Recommend me a cheap car to buy and insure?

I've just passed my driving test and all I'm wanting to drive is a runabout for a year just to get me started. Wanted one for below 1000 and cheap insurance is needed. What do you guys recommend?

How much of a difference per month for car insurance is there between a sports car and a regular car?

Car Insurance, should I go as a named driver?

I am 25, just passed, I got a quote from the post office for a 2001 MITSUBISHI Colt 1.3 Equippe at 2500 for the year... I live in a posh area (my nan n grandads) and the car will be parked on the drive. If I go as a named driver on my Grandad's insurance, who has plus 10yrs no claims how much cheaper do you think it will be? Does my Grandad have to buy the car in his name? What's the best way I can do this? Or should I just drive his punto 1.2l as a named driver, as a guess how much do you think i will have to pay extra so my grandad is still paying the same he usually does?

Car insurance question....?

Is it possible to see how much the isurance will be before I get the insurance??? I am 18, had my license since december 07 and never had a ticket or accidents... How much average is a teen insurance from a coupe to a minivan... I know its not in the high $800, but maybe $120+. I might get a mustang or something... plus is there an insurance gap between forigen and domestic cars???

What happens when a car insurance company commits fraud? Please help!!?

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